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Help to Buy

Floreat Homes are happy to be part of Help to Buy. Each of our developments have different Help to Buy specifications and the following is a general Help to Buy guide. For specifics relating to our developments, this can be found on the development pages.

How does it work?

With a Help to Buy: Equity Loan the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest.

You won’t be charged loan fees on the 20% loan for the first five years of owning your home.


Who is eligible?

Equity loans are available to first time buyers as well as homeowners looking to move. The home you want to buy must be newly built with a price tag of up to £600,000. You won’t be able to sublet this home or enter a part exchange deal on your old home. You must not own any other property at the time you buy your new home with a Help to Buy: Equity Loan.

More infomation

We're here to help and our team will be happy to answer all of your Help to Buy questions. For contact details, click here